Privacy Policy

Privacy Policy

Effective Date: 06/23/2025
Last Updated: 07/13/2025

Welcome to Lower My Payment Specialists Inc. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website thelmps.com and interact with our mortgage-related services.

By accessing or using our services, you consent to the collection and use of your information in accordance with this Privacy Policy. If you do not agree with the terms, please do not use our services.

 

1. Information We Collect

We may collect the following types of information:

a. Personal Information

When you fill out forms, request a mortgage quote, sign up for a newsletter, or contact us, we may collect:

• Name

• Email address

• Phone number

• Property address

b. Non-Personal Information

This includes:

• Browser type and version

• IP address

• Device type and operating system

• Pages visited and time spent

• Referring website

c. Cookies and Tracking Technologies

We use cookies and similar technologies to track activity on our site and hold certain information. You can manage your cookie preferences through your browser settings.

 

2. How We Use Your Information

We use the information we collect to:

• Provide and manage mortgage-related services

• Respond to inquiries and requests

• Improve user experience and website functionality

• Send marketing communications (with opt-out options)

• Comply with legal obligations

 

3. Sharing Your Information

We may share your information with:

• Mortgage Lenders and Brokers: To help provide relevant offers or services

• Service Providers: Who help operate our business (e.g., hosting, analytics)

• Legal Authorities: When required by law, subpoena, or legal process

• Business Transfers: If our business is merged, sold, or transferred

We do not sell your personal information to third parties.

 

4. Your Choices and Rights

Depending on your jurisdiction, you may have rights such as:

• Accessing the data we hold about you

• Requesting corrections or deletions

• Withdrawing consent or opting out of marketing

• Requesting that we not share your information

To exercise your rights, contact us at: Walt@thelmps.com

 

5. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined in this policy unless a longer retention period is required or permitted by law.

 

6. Data Security

We implement appropriate administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

 

9. International Data Transfers

If you are visiting from outside the United States, please be aware that your information may be transferred to, stored, and processed in the U.S. where our servers are located.

 

10. Changes to This Privacy Policy

We may update this policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review it regularly.

 

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Lower My Payment Specialist Inc.
Email: support@thelmps.com
Address: 

5023 W 120th Ave. #412

Broomfield CO 80020

Phone: 720-248-8493