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What Is Private Mortgage Insurance?(PMI) PMI is insurance you pay every month (in your mortgage payment) to protect the lender — It does nothing for you (except cost you money) and simply protects the lender’s risk. Banks require PMI because people with lower down payments (according to lenders) statistically default more often. PMI allows lenders to approve more buyers with smaller down payments. This is a good thing. The amount paid for PMI varies widely. We have seen it as low as $30 a month ($360 per year) and as high as $452.00 a month($5424 per year). The average PMI is approximately $150 a month ($1,800 per year). We’ve saved many homeowners an average of $1,800 a year by removing their PMI and if you’ve built equity in your home- you may be eligible to remove your PMI too! PMI is insurance for lenders that YOU are paying for! Did you know that lenders are required, BY LAW, to inform you (EVERY YEAR) that you may be eligible to remove the PMI? You have probably never seen that notification because they bury the notification in documentation that they send you. And then, when you do ask them if you can remove the PMI they often reject your request for one reason or another. The lenders have guidelines (rules) to remove the PMI that they don't tell you about and then they use these guidelines to reject your request along the way. This is where we come in with our expertise and knowledge. We can help you put your money back in your pocket and remove your PMI for good and if we can’t- there’s a money back guarantee! Take our qualifying questionnaire to see how we can help you today! Call 123-456-7890 Email info@mysite.com Follow

Effective Date: 06/23/2025 Last Updated: 06/23/2025 At Lower My Payment Specialists Inc., we are committed to ensuring digital accessibility for all users, including people with disabilities. We strive to continually improve the user experience for everyone and apply the relevant accessibility standards to achieve this goal. Our Commitment We aim to make our website accessible and usable by as many people as possible. Accessibility Statement Effective Date: 06/23/2025 Last Updated: 07/13/2025 At Lower My Payment Specialists Inc., we are committed to ensuring digital accessibility for all users, including people with disabilities. We strive to continually improve the user experience for everyone and apply the relevant accessibility standards to achieve this goal. Our Commitment We aim to make our website accessible and usable by as many people as possible. We are actively working to increase the accessibility and usability of our website in accordance with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. This means you should be able to: • Navigate most of the website using a keyboard or screen reader • Adjust text size and contrast using browser or device settings • Access content using a range of devices and assistive technologies • Pause or stop any moving or flashing content Ongoing Efforts We are continually assessing our site’s accessibility through: • Regular accessibility audits • Manual testing and screen reader checks • Updates and improvements based on user feedback Limitations While we strive to adhere to accepted accessibility standards, some areas of the website may not yet be fully accessible. We are actively working to improve these areas. Feedback and Contact If you encounter any barriers while using our website or have suggestions on how we can improve accessibility, please contact us: Email: support@thelmps.com Phone: 720-248-8493 Mailing Address: 5023 w 120th ave. #412, Broomfield, CO 80020 We aim to respond to accessibility-related requests within 5 business days. Accessibility Tools and Support For an optimal experience, we recommend: • Keeping your browser and assistive technology up to date • Using tools such as screen readers (JAWS, NVDA, VoiceOver) and browser extensions that enhance accessibility Thank you for helping us create a more inclusive digital experience.